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kasumi9 wrote:
...Coincidence I supose but I also have the same hard pull on my EQ CR from that company 'Captlmgmt' on the exact same days. Once on May 12 2008 and then on May 13 2008. Im relatively new here and joined to seek advice on exactly this issue. I'm intending to send them a Non Authorized Inquiery letter (PP) CMRRR. What should I expect after I send them the letter? Will they Captlmgmt relist as soft, remove it all together, or will I have to file a dispute with the CRA to have any of those things occur?Secondly, I have an adverse account that appears on all three CBR's, TU & EX list that the 'estimated date of removal' is 12/08, but EQ lists 7/08. Is this normal...should I pursue its removal with EQ right away, based on what it says on there CR, or should I DV EQ, or all of them, or the OC?Thanks in advance
@Anonymous wrote:...Coincidence I supose but I also have the same hard pull on my EQ CR from that company 'Captlmgmt' on the exact same days. Once on May 12 2008 and then on May 13 2008. Im relatively new here and joined to seek advice on exactly this issue. I'm intending to send them a Non Authorized Inquiery letter (PP) CMRRR. What should I expect after I send them the letter? Will they Captlmgmt relist as soft, remove it all together, or will I have to file a dispute with the CRA to have any of those things
@Anonymous wrote:
@Anonymous wrote:
...Coincidence I supose but I also have the same hard pull on my EQ CR from that company 'Captlmgmt' on the exact same days. Once on May 12 2008 and then on May 13 2008. Im relatively new here and joined to seek advice on exactly this issue. I'm intending to send them a Non Authorized Inquiery letter (PP) CMRRR. What should I expect after I send them the letter? Will they Captlmgmt relist as soft, remove it all together, or will I have to file a dispute with the CRA to have any of those things
If I'm not mistaken (and I may very well be), it wouldn't be an unauthorized inquiry if it's a CA or OC (Capitol Management seems to be a CA). IIRC, owing someone money automatically authorizes them to make inquiries on your account.
Someone please correct me if I'm wrong or misunderstand!
kasumi9 wrote:
Thanks TimAs for the hard pull can I really sue them if they had no PP and just ingore me? If they do ingore me, how will I know if they had PP? Aslo say they do relist/delete it are they still liable to be sued say I was denied something in the interim? I'm not sue crazy, just curiousAbout the Derog, some of the details were incorrect sorry....The derog is from a CA, but the OC does not appear on any of the CMR's.EX is the one that has it listed until 7/08 and they dont list DOFD? At least not on my report. They only indicate theseDate Opened: 05/2002 None of these make senseReported Since: 12/2001Date of Status: 12/2001 <---- What is this ?Last Reported: 12/2004 ....... is this the DOLA??Additionally TU reports that "item will be removed: 11/2008" but they also dont list all the info. Only:Date placed for collection: 05/2002Date Updated: 06/2002 ???This derrog also appears TWICE on TU with all the same info except the account # differs. Is this cause for a DV to TU?Lastly EQ does not supply any estimated expiration time but has the following info:Date Reported: 12/2004Date Assigned: 05/2002DOFD: 12/2001Balance Date: 12/2004 ??DOLA: N/A <------ Does this give me any leverage?Any insights?Thanks