cancel
Showing results for 
Search instead for 
Did you mean: 

Has anybody heard about baddies not calculated in credit score after 4 years?

tag
roosevelt3
Established Member

Has anybody heard about baddies not calculated in credit score after 4 years?

There's this blog that I read often, and they often say that after 4 years, collections although they are still on your report, they are ignored by Fico calculations.  I haven't quite started on my credit repair but I have a LOT of work to do regarding the clean up for my spouse and I. So if this is true, I'd rather focus on the more recent tradelines when I begin. Has anybody ever heard of this? 

Message 1 of 1
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.