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I originally posted this on the student loans forum, however, that place is a like a funeral home.
I have a few late payments on my Perkins loan and I was wondering if anyone on the forum has ever had any luck getting late payments deleted.
I thought about offering to PIF (1150.00 left) in order for them to delete the late payments. The late payments took place in 2004. Also, I have considered calling them to see versus the GW letter.
If any forum members have ever had success I would appreciate your story.
Thanks in advance--TheTaxMan
I'm battling it out with William D. Ford Direct Loans right now. I have ONE late from 2003 in the 60 day column, and I've good willed them over and over, and NOTHING. My last letter cc'd the BBB and FTC, but the BBB came back and said they could not help me with it at all. Oh well...
I keep trying. The good think is that the account shows current and in good standing, the bad thing is that it goes straight to the derogatory section on the credit report.
I'm going to fight this thing tooth and nail - they had only been reporting the 60 day lates on Transunion, so I thought there was a mistake and asked them about it....sure enough they whacked the 60 day late onto EX and EQ....so I went from having two decent reports to having one more in the derogatory category. So I'm fighting it on the basis of it being bad business.
I have no idea if I have a leg to stand on with them, but I'm going to fight like heck for the late to come off. I'd say, just keep at it.
I am going to keep plugging away and see what happens in the end. As always I will keep you guys posted.
TheTaxMan