We contacted Churchill Mortgage last year about buying a home but our scores were wayyy too low, I had no idea what they even were. They have a "credit repair dept" and their advice was for me to pull our CR's and dispute every single thing on them. Everything. And this is the company that the great Dave Ramsey so wholeheartedly endorses. I found this site in April and scores are up 100 pts and it was done for free and the right way. Why pay someone when for the costs of some stamps you can do it yourself?
