Has anyone had any luck with a PFD with Verizon?

[glamchick]

I have 1 baddie on my CR's with Verizon  DOFD 4/2014

I've disputed it, and it was removed from TU and not EX or EQ.   I sent them a letter asking what the charges are for and for a statement.  I received  a letter stating how much I owe with no statement attached for proof.

I had an account with them but I moved and canclled and mailed back all the boxes and have a receipt.

Everytime I send them a letter or call them to ask anything they update my reports as late and I lose 10-20 points monthly

I havent bothered them since dec 2015 and they stopped updating my reports as late.  I shows as a collection closed by consumer.

I would like to send a PFD (for something I dont not even owe) just to get this off my reports so I can apply for a mortgage.  I dont want to wake a sleeping monster if they are going to ding me again though.

Anyone have any luck or advice?

[TXinandout]

Yes, I paid them in full back in 2013 and they won't budge, always verified with the CRA's.

Very hard to deal with even sending GW letter.

[glamchick]

Oh no im sorry to hear that.   How old is your account?

I think by SOL they can only stay on your reports for so long.  Look it up for your state.  I think mine is 5 years

Maybe I should go to small claims court?   What do you think would happen?

[RonM21]

I'm curious as to why Transunion deleted it but the others did not?

[Anonymous]

The SOL only pertains to being sued. Most items can stay on your reports for 7 years fron DoFD. I say most because judgements, BKs, and some student loans and tax leins have different requirements.