11-16-2012 07:34 PM
Has anyone had recent sucess using the HIPAA process to remove medical collections??
11-17-2012 05:13 AM
Nope they just verified mine
one did change to a 0 balance but other then that
it didn't do any good, I think the CRA's are getting wise to
the way HIPAA works.
11-17-2012 06:19 AM
I still do see some success from others posted on the process, but it does seem to have slowed quite a bit.
11-17-2012 12:55 PM
I'll give it another shot around the first and see if that helps any
11-20-2012 01:04 PM
I'm currently working on my first and only HIPAA medical debt that has been PIF since 2007. I have disputed this with the CRA's and sent GW after GW and this company won't budge. I sent the first HIPAA letter off a few weeks ago and the CA sent me a real generic letter and didn't include any of the info. I demanded they provide as they are required by law. At this point I decided (today) to go ahead and file a complaint with the BBB and see if that gets me anywhere. I'll wait and see what happens after that to see if I should continue with the res of the HIPAA process or not.
Good luck to you, I like reading about those that have had success with the HIPAA method.
11-20-2012 01:33 PM
I just got a $900 medical bill deleted from both Transunion and Experian using the HIPAA process on the first try. You must follow the process exactly.
11-20-2012 05:35 PM
Yes the process still works! TU deleted 2 UNPAID med collections! I received the letter this past Friday. I'm still waiting to hear from EQ. I'm assuming they don't have anything because they would've responded by now. I'm just patiently waiting on my 30 day mark to hit! I'm not even bothering with EX as of now. I'm also waiting on a response for my DW's disputes for TU and EQ
11-28-2012 04:51 AM
Let me update my last response by saying that
although on account was updated to show a zero balance (falls off in feb anyway)
the newer one from May of this year was removed
11-28-2012 01:26 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.