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Regular Contributor
whodatnation2
Posts: 178
Registered: ‎11-30-2011

Has anyone had recent sucess using HIPAA

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‎11-16-2012 07:34 PM

Has anyone had recent sucess using the HIPAA process to remove medical collections??

Starting Score: EQ 564, TU 560
Current Score: EQ 659, TU 708
Goal Score: 740

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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: Has anyone had recent sucess using HIPAA

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‎11-17-2012 05:13 AM

Nope they just verified mine

 

one did change to a 0 balance but other then that

 

it didn't do any good,  I think the CRA's are getting wise to

 

the way HIPAA works.

 

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
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Shogun
Posts: 7,372
Registered: ‎04-15-2011

Re: Has anyone had recent sucess using HIPAA

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‎11-17-2012 06:19 AM

I still do see some success from others posted on the process, but it does seem to have slowed quite a bit.

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: Has anyone had recent sucess using HIPAA

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‎11-17-2012 12:55 PM

I'll give it another shot around the first and see if that helps any

 

 

 

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
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Established Member
kcc
Posts: 24
Registered: ‎07-15-2011

Re: Has anyone had recent sucess using HIPAA

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‎11-18-2012 01:43 PM

I just got a $900 medical bill deleted from both Transunion and Experian using the HIPAA process on the first try. You must follow the process exactly.

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Frequent Contributor
RW771
Posts: 296
Registered: ‎08-16-2011

Re: Has anyone had recent sucess using HIPAA

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‎11-20-2012 01:04 PM

I'm currently working on my first and only HIPAA medical debt that has been PIF since 2007. I have disputed this with the CRA's and sent GW after GW and this company won't budge. I sent the first HIPAA letter off a few weeks ago and the CA sent me a real generic letter and didn't include any of the info. I demanded they provide as they are required by law. At this point I decided (today) to go ahead and file a complaint with the BBB and see if that gets me anywhere. I'll wait and see what happens after that to see if I should continue with the res of the HIPAA process or not.

 

Good luck to you, I like reading about those that have had success with the HIPAA method.

03/20/2013 665 EQ (Fico), 03/08/2012 697 TU (Fico)

Closed on my first home 12/07/11! Officially a homeowner, Thanks to this forum!!!

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Regular Contributor
Yoli14
Posts: 153
Registered: ‎01-03-2012

Re: Has anyone had recent sucess using HIPAA

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‎11-20-2012 01:33 PM

kcc wrote:

I just got a $900 medical bill deleted from both Transunion and Experian using the HIPAA process on the first try. You must follow the process exactly.


+1

Myfico on 02/21/12
Trans: 538 EQ: 591 Ex???
Myfico on 10/09/12
Trans: 600 EQ 602 EX???
Lender Pull 04/15/13
Trans 680, EQ 644, Ex 608
"I'm not telling you it is going to be easy, I'm telling you it's going to be worth it"
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dirtybird11
Posts: 13
Registered: ‎07-15-2011

Re: Has anyone had recent sucess using HIPAA

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‎11-20-2012 05:35 PM

Yes the process still works! TU deleted 2 UNPAID med collections! I received the letter this past Friday. I'm still waiting to hear from EQ. I'm assuming they don't have anything because they would've responded by now. I'm just patiently waiting on my 30 day mark to hit! I'm not even bothering with EX as of now. I'm also waiting on a response for my DW's disputes for TU and EQ

Starting Score: EQ Lender pull 597, CK TU 547
Current Score: EQ Lender pull 583, CK TU 596
Goal Score: 650 across the board!
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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: Has anyone had recent sucess using HIPAA

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‎11-28-2012 04:51 AM

Let me update my last response by saying that

 

although on account was updated to show a zero balance (falls off in feb anyway)

 

the newer one from May of this year was removed :smileyhappy:

 

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
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Valued Contributor
annielorie
Posts: 1,173
Registered: ‎02-19-2012

Re: Has anyone had recent sucess using HIPAA

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‎11-28-2012 01:26 PM

Can anyone send me the Hipaa process via pm Id like to know how it works

Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760
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