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Has anyone had success with a LVNV PFD?

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ravaage
Established Member

Has anyone had success with a LVNV PFD?

I have to CAs on my CR. PRA and LVNV. I am having ZERO luck with PRA. 

 

Before I start the proccess with LVNV... anyone have any experience with them? How should I start? 



Current FICOs: (10-27-14) EQ- 655 / EX- 659 / TU- 653

Chase Sapphire Preferred $5,000 / CapitalOne Quicksilver $3,000 / Barclaycard Rewards $2,500 / Barclaycard Apple $1,200 / CapitalOne Platinum $750 / Macy's $600 / Chase Freedom $500

In the garden as of 11/04/2014
Message 1 of 4
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Whitneyy
Valued Contributor

Re: Has anyone had success with a LVNV PFD?

Hello, 

 

I have not dealt with them myself, but what I have read on the forums is that they always turn down PFD, but once you pay them down, you can goodwill them or call them and they'll delete the tradeline. Not sure why they turn down the PFD and then delete later, but apparently that's how they do it.

 

Good luck. 

GOAL - 700 FICO across the board!
Message 2 of 4
SunriseEarth
Moderator Emeritus

Re: Has anyone had success with a LVNV PFD?


@ravaage wrote:

I have to CAs on my CR. PRA and LVNV. I am having ZERO luck with PRA. 

 

Before I start the proccess with LVNV... anyone have any experience with them? How should I start? 


I settled with LVNV before I even knew about PFD.   I was able to get GW removal, but it took a few attempts.  



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Message 3 of 4
ravaage
Established Member

Re: Has anyone had success with a LVNV PFD?

Thanks for the info guys. I owe about $4,000, so I will start with negotiating a settlement, and the go with the GW route. 



Current FICOs: (10-27-14) EQ- 655 / EX- 659 / TU- 653

Chase Sapphire Preferred $5,000 / CapitalOne Quicksilver $3,000 / Barclaycard Rewards $2,500 / Barclaycard Apple $1,200 / CapitalOne Platinum $750 / Macy's $600 / Chase Freedom $500

In the garden as of 11/04/2014
Message 4 of 4
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