Have PFD letter but reports only updated to 0 balance

[MrCrabs]

I paid this CA about 3-4 weeks ago and got a letter saying all negative information would be removed, but I just got alerts from MPM and TU Truecredit and they both show the 3 bureaus only updating to zero balance. Is this just a precursor to deletion or am I going to have to fight to get this removed as well?

[MrCrabs]

Myfico EQ just updated as well, bumped my score up to 639! but still shows as paid, but not deleted from EQ so I guess I will have to call the CRA's first thing Monday and fax them my PFD letter.

[RobertEG]

I would wait a bit.

The debt collector was required, upon satisfaction of the debt, to have updated their reported balance to $0.

It could well be that the update was generated automatically by their reporting system, with the deletion of the collection requiring separate, manual reporting.

As for sending a copy to th CRA and asking them to delete, I would not recommend that course.

CRA policy is that furnishers should not delete their reporting based on payment of the debt.

Asking a CRA to delete based on such a letter is thus tantamount to asking them to intervene in a manner directly contrary to their published policy.

I would wait for the debt collector to simply report the deletion without involving the CRA.

[MrCrabs]

Okay, I will wait it out and see. I did some searching and seems some others have had similar experiences before deletion. I guess I am just being impatient again lol.