Have a Promisory Note From HSBC for 100k and a 16k equity line on my credit both from 2006

nmwando · ‎01-30-2013

Its been close to 7 years - How do i get these two off my credit. Or is it even possible.

Cheers and many thanks.

llecs · ‎08-04-2007

I'd either send a PFD to both or wait it out.

nmwando · ‎01-30-2013

I just realized that these are the only 2 items that are really messing up my credit. The other promisory note with HSBC makes my credit look Nasty - Otherwise might work with Lexington Law .. just had a nice chat with them. Will see what happens. Thanks.

llecs · ‎08-04-2007

nmwando wrote:
I just realized that these are the only 2 items that are really messing up my credit. The other promisory note with HSBC makes my credit look Nasty - Otherwise might work with Lexington Law .. just had a nice chat with them. Will see what happens. Thanks.

I wouldn't!! Has SOL expired on the debts? If not, the odds of being sued go up.

nmwando · ‎01-30-2013

http://www.bankrate.com/brm/news/cc/20040116b2.asp

Its north Carolina the SOL is 5 years and the Promisory note was back in 06 - even if they go back to 07 + 5 = 2012

Looking through my credit report with Lexington Law + transunion - It seems alot of my debts have been waaay over due their SOL - i just havent paid attention to them.

BTw : i love this forum - the responses are instant; thanks guys

Rebuilding Your Credit

Have a Promisory Note From HSBC for 100k and a 16k equity line on my credit both from 2006

Re: Have a Promisory Note From HSBC for 100k and a 16k equity line on my credit both from 2006

Re: Have a Promisory Note From HSBC for 100k and a 16k equity line on my credit both from 2006

Re: Have a Promisory Note From HSBC for 100k and a 16k equity line on my credit both from 2006

Re: Have a Promisory Note From HSBC for 100k and a 16k equity line on my credit both from 2006