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Having Baddies deleted with only 1 positive acct

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Gkanthony
New Contributor

Having Baddies deleted with only 1 positive acct

There is 7 accounts listed on my husbands report 6 deliquent collections 1 positive secure credit card that he has had since 8/2012. I was able to have all but 2 baddies removed with Pay for delete, a GW phone call and having him removed as a user on AU credit cards.

Ok so there is 2 paid collections left on his report, I am afriad to have them removed because I think he would then have no credit except the one secured credit card and 3 new card he has yet to receive.  

Should I try to get all of the baddies removed or should I just wait to see what his score goes to once all of the dust settles in the next month. I am afraid because the baddies seem to give his file some age. What to do?

He has a 608 Fico right now.

Message 1 of 3
2 REPLIES 2
tattooedhusker
Established Contributor

Re: Having Baddies deleted with only 1 positive acct

Try to get those baddies removed, and let the other accounts age.

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Walmart $8k | Gordman's $2950
Message 2 of 3
cwwatts1202
Established Contributor

Re: Having Baddies deleted with only 1 positive acct

Collections do not factor in to the average age of accounts.

Message 3 of 3
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