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@tussking wrote:
$500 for 6 months or $1000 for 12 months ?
Neither - go to SDFCU and do $500 for 36 months - though I have been told they won't do 36 months on $500 any longer, because it drop below a $20 payment threshold, they will do 24 months. Immediately pay it down to below $50, and just let it sit there until the final few payments are due.
The question is though, do you NEED an installment loan for scoring purposes?