A few weeks ago I didn't even know what that meant!!!!
A year ago, my CS was 594. My student loans were documented twice. I disputed, they removed immediately. I was trying to get this credit card with my mother taken care of.....it was killing our relationship and my score. I tried to get a balance transfer...DENIED. Constantly. I felt hopeless....trapped into paying 26% on a large balance and having to wait for years.
I found you guys. Just 2 months ago.
I applied for a Victoria Secret card just to work on utilization and on time payments. I tried to get some lates removed from Capital One. They haven't really, but my score did go up. I got a consolidation loan, paying 13% less....cut the ties with my Mom.....and my score jumped!
I was just approved for an American Express Costco card.......Do you have any idea how good that feels??
I can have my loan paid off within a year, early.
I see a light at the end of the tunnel.....heading into the garden and saving for a home. So thankful for you guys.
5/17/13 Starting 627
Current Score 776
Goal 800
