No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have a US Bank secured card with a modest limit that I reach and PIF twice a month without giving them the chance to report a balance.
Is this the best method to get them to recognize that I "deserve" to gradutate once 13 months comes up in January?
you probably want it to report a 20% balance, on a $500 card, its only $20-25 in interest for the whole year anyways. You need like 3 cards to report anyways, so you might wanna seek out others. you need the lines and the AAoA to report asap. 12 months will fly by. Use a spread across the cards.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |