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Hello I need advice!!

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Prettiboi334
Member

Hello I need advice!!

Im a newbie to the site an im addicted btw. But simply put i have CO and late payments on my CR all of which are at least 8 years old. What can i do to get these removed??
Message 1 of 4
3 REPLIES 3
coldnmn
Mega Contributor

Re: Hello I need advice!!

Welcome to the forum! As far as I know they should only stay on your report 7 years. Dispute them with the credit bureau and ask that they be removed. I would wait and get more feedback from people that experienced the same problem first. Good Luck!

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Message 2 of 4
Shogun
Moderator Emeritus

Re: Hello I need advice!!

An 8 year old CO should not be on your CR.  You need to research to find the DoFD of the debt to make sure of this.  It's not when the account was opened, it's when it went bad that starts the clock.

 

 

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Message 3 of 4
Prettiboi334
Member

Re: Hello I need advice!!

Understood and thanks for your input. I'll be doing more research and collecting facts before i decide to challenge anything.
Message 4 of 4
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