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I am very happy to say I just GW'ED Capital One, and for some reason I feel very optimistic, considering I emailed the gw to a credit analyst. I will follow up with you guys, perhaps to give some hope to those who need it.
There's a recent rash of favorable outcomes with GWs lately. Good luck!
I have been emailing and writing all kinds of GWs to Cap 1 and I received a letter in the mail saying they need more information to process the request such as DOB, SSN, full account number.
I'm not sure which address worked but I have an executive email I can send you if you want it.
Sure if you dont mind could you PM me that person's email. Thank you soo much..
Many consumers send very confusing GW letters, that often are interpreted as either DV or dispute letters, thus leading to defensive mearures on their part, including requests for more information.
Your letters initially go to a screening clerk, and not one versed in the subitities of the FCRA, or the GW process.
I can only suggest that you use, as part of your introductory paragraph in any such letters, a statment to the effect that this letter is NOT a request for debt validation, or a dispute of any accuracy of prior credit reporting.