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Hellooooooo 700 club!!

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electra
Established Contributor

Hellooooooo 700 club!!

Today...I <3 Scorewatch!!  Got an alert late last night that I hit 705 for EQ!   Wooot!!  

 

Please sir, may I have another??  720???

Message 1 of 12
11 REPLIES 11
Azumi1
Regular Contributor

Re: Hellooooooo 700 club!!

Congrats....I'm a t 699...almost there.
From 566 in 8/2012 to..

EQ 704 /TU 690 / EX 730

Discover IT 6000, Amex BCE 10000, FNBO Amex 3500, Cap 1 platinum 2000, Walmart Discover 5000, Orchard Bank platinum 3000, Best Buy 5000, Merrick Bank 1600, Target Visa 700
Message 2 of 12
Crossdivided
Established Contributor

Re: Hellooooooo 700 club!!

^5 that's awesome!

Have an old baddie fall off? What's left? I just like to track what it takes to hit 700.
Message 3 of 12
electra
Established Contributor

Re: Hellooooooo 700 club!!

Nothing fell off.  I went from 698 to 705 so only 7 points.  My guess is that it's got to do with utilization.  I got a CLI from NFCU to $10 from $5k and also have lower balance.

 

Derogs Remaining on EQ:

  • 1 old small medical collection scheduled to drop off May 2015 (will hopefully drop sooner...following Hipaa process on this one and it just dropped off of TU)
  • 1 PD non-medical collection which I just did PFD for.  The CA agreed to delete but it hasn't come off yet. Smiley Sad
  • 3 old released CA FTB tax liens  all of which will drop off in the next year. (Disputed 2 of them so hoping they will come off in the next month.)
  • 3 released IRS tax liens which I am working on getting withdrawn.
Message 4 of 12
Shogun
Moderator Emeritus

Re: Hellooooooo 700 club!!

Awesome!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 12
ktl72455
Valued Contributor

Re: Hellooooooo 700 club!!

Super Congrats!!!!!!

 

I am working towards NFCU as well but waiting to get my ducks in a row a little better..tick tick tick ...

 

waiting is soooo over rated but sooo worth it!!Smiley Tongue

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 6 of 12
ApexdvToo
Regular Contributor

Re: Hellooooooo 700 club!!

Congratulations!! Smiley Happy

Starting Score 4/15/2012:579 Ex-FAKO, 572 Eq-FAKO, 546 TU-FAKO (all were sub-500 in 2011)
FICO as of 3/08/2013: 627 EQ, 647 TU
FAKO as of 3/23/2013: 638 EX, 652 EQ, 648 TU
Goal 1: 600 FICO achieved 10/2012!, Goal 2: 650 FICO Across the Board - Let's take Baby-Steps!
**Amex Optima $1.3k, GE/CareCredit $1k, CapOne Secured $900, Barclaycard Rewards $500, CapOne Rewards $500, Citi/Shell $200**
Seedling Garden Club Member - Last App: 03/18/2013 - Goal: No apps for One Year: 3/18/2014
Message 7 of 12
Epcot
Valued Contributor

Re: Hellooooooo 700 club!!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 8 of 12
DiabolicallyRandom
Established Contributor

Re: Hellooooooo 700 club!!

Congrats! I hope to be joining very soon.

Message 9 of 12
flinjami83
New Contributor

Re: Hellooooooo 700 club!!

Congrats! That's awesome!


Starting Score: 595 (2/22/13)
Current Score: FICO 624 (4/22/2014)
Goal Score: 700

Take the myFICO Fitness Challenge
Message 10 of 12
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