Sometimes new accounts affect your score a little negatively at first, but it will only get better in the long run. Having a good mix of credit will help you, but introducing new accounts to your credit report can have an affect on your AAoA (Average age of accounts). Your AAoA, along with the inquiry from the creditor to begin with will negatively affect your score at first. You will see it go back to your original score and then some as it ages. This is normal.
Starting Score: 532/564 10/21/12
Jutz wrote:
beb86 wrote:
Jutz wrote:New phone account? Explain?
Im guessing its from the INQ, the score drop I mean
Landline or Wireless, phone companies are soft pulls
Comcast pulled it hard on me. Not a phone company per se, but they do provide phone services.
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HiLine wrote:
Jutz wrote:
beb86 wrote:
Jutz wrote:New phone account? Explain?
Im guessing its from the INQ, the score drop I mean
Landline or Wireless, phone companies are soft pulls
Comcast pulled it hard on me. Not a phone company per se, but they do provide phone services.
Verizon HP me, so did Cox Communications...both were for phone services
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