Credit Card Center Advertiser Disclosure†
01-18-2013 07:52 PM
Not sure what to do here. Just got a letter forwarded to me from this company. It's in my maiden name which I haven't used since 2002. It says:
Electra C. (10 yo maiden name)
Your failure to respond to previous notifications has resulted in XYZ County Superior Court obtaining a civil money judgement against you. This judgment has been forwarded to GC Services for Enforcement.
The State of California's Department of Motor Vehicles is assisting us in locating you.
You should take this opportunity to contact us at xxx. By contacting us at this time to resolve your bail/judgement, you may avoid further methods of collection by the Superior Court. Within its juridiction, these may include:
Send us your payment in full. Please include this letter to assure proper credit to your account.
Scumball B. Debt Collector
So, they are claiming I owe $904.00!! For what?? I haven't lived in this county for over 6 years. I don't recall EVER having gotten a traffic citation there. MAYBE I got a parking citiation?? AND...it's in my maiden name which I haven't used for over 10 years!
I did a search on the county records online search for that county and there is no record of any kind in my name. P.S. The CA DMV has had that address for 6 years ( I just moved to a new address but this forwarded) and I am just NOW hearing about it? I have a hard time believing the DMV has not been able to track me down since then. 2 years ago when I went to get my liscense renewed I had to pay a 20 year old college parking ticket of $25 from another state before I could get my license!! And this county...in the same state had nothing??
What should I do? Do I DV?
Thanks for any advice!!
01-18-2013 07:53 PM
P.S. As far as I know they haven't put anything on my credit reports. Maybe because it's too old or totally BS??
01-18-2013 07:59 PM
01-18-2013 08:00 PM
01-18-2013 08:02 PM
Yes, I did an online records search in that County and there is NOTHING in my name. Either maiden OR married.
01-19-2013 08:13 AM
Now let me tell you why. They are trying too hard, throwing legal complications at you. Legitimate debts from more reputable CAs do not use this tactic because they don't need it. They have legal civil means to collect the debt. Bottom feeders with zombie debts use this tactic because they have no other recourse for collecting.
They throw too many entities into the etter, Superior court, The Cali state DMV, I've never known a DMV that was involved in active skip tracing. Wanting you to resolve you bail/judgement? Seriously? They're collecting bail? Sounds a little fishy to me.
I would contact an attorney, I would also file a complaint with the state AG and the FTC. Like I said before, they're trying too hard.
01-19-2013 08:37 AM
So, I actually found the case online this morning. I guess I was looking in the wrong place. There is, indeed, a record there, in my maiden name from 2/2001. It says it was a traffic citation from the Highway Patrol. That's all the information. I can't imagine how in 12 years I could have not paid this??? I've been in the same state the whole time. I've had to pay parking tickets before registering my car. I truly have no memory of the ticket or paying or not. I guess I should call the court on Tuesday? Would they be able to tell if I've paid already? Do these guys just troll through old DBs and send out letters like this hoping you (like me) won't remember and just send them money??
01-19-2013 08:39 AM
Oh, and I googled them and they sound like the worst of the worst. Loads of complaints of people about 24/7 harrassment and suspicious debt.
01-19-2013 08:40 AM
12 year old debt. You would think a bench warrant would have been issued following non payment of the ticket. I would still consult an attorney as to the SOL of the unpaid ticket.
01-19-2013 10:36 AM
Out of curiosity, due to the fact that I've never dealt with it, there might not be a SOL on this since the charge was made by the officer. Not exactly sure, I would deeply advise you to seek legal counsel on this matter. There are some things that might go beyond the CA and their tactics.