Help! Going from Toy Cards to Higher limit cards?

[Anonymous]

It seems that the trick to getting decent CLI's from Cap One is to run a LOT of money through them and pay them all the way down multiple times per month, letting only a small amount report. I just got a $500 and a $1000 dollar increase on my Cap One cards ($300/$500) after months of 'your score is too low' replies. And that's with a mid-500 score.

I started using my Cap One cards for everyday expenses (instead of cash or debit card) in December. 

[Anonymous]

I got an increase on mu cap 1 platinum master card from 300.00 to 600.00 after six months. I kept very high balances but paid several times a month. They then approved me for the credit steps for five months. Started at 300.00 the letter said I will get a increase of 500.00. Will wait and see. Should happen in April once last statement is cut.

[Anonymous]

The second approval was for a quick silver card. Credit steps.

[Seangar]

I was just approved for Chase Freedom

(said I qualified on the pre selector page)

2000 CL, it's not much...but I'm happy regardless. My first real card. Myfico was 670 eq....656 tu....ex is froozen

Considering recon'ing and asking for a higher limit, I dont wanna get greedy though. 

[gdale6]

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@Seangar wrote:

I was just approved for Chase Freedom

(said I qualified on the pre selector page)

2000 CL, it's not much...but I'm happy regardless. My first real card. Myfico was 670 eq....656 tu....ex is froozen

Considering recon'ing and asking for a higher limit, I dont wanna get greedy though. 

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Grats on your new Chase Freedom card

It would be a second HP to try and raise the limit.

[tld1104]

I am in the same boat myself...anyone know who Barclay pulls?

[gdale6]

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@tld1104 wrote:

I am in the same boat myself...anyone know who Barclay pulls?

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Usually TU but they can pull from the other 2 as well, I suggest you google the credit pulls database and check who they are apt to pull in your state. You can also Google Who Gave Me Credit for more info,