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Help! New Member... EOS CCA Collection Account

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JayLove88
Member

Help! New Member... EOS CCA Collection Account

Hello Everyone! I am a new member here and I really need some help. I have been trying to rebuild my credit for the last few months by making on time payments to all my credit accounts and such. But, there is one thing holding my credit back. I have a collection account with EOS CCA for an AT&T account that closed out in 2010. I've noticed the account open and close dates listed on my credit reports are completely off stating they were from last year. I really need some help to get this info removed but I haven't had any luck. Is there anyone that has had a similar situation that can help me out? Anything would be greatly appreciated!

Message 1 of 9
8 REPLIES 8
guiness56
Epic Contributor

Re: Help! New Member... EOS CCA Collection Account

The open date of a collection account is the date the collection agency acquired the debt, not the date the account with the OC was opened.

 

Is the debt paid?

Message 2 of 9
fishbjc
Senior Contributor

Re: Help! New Member... EOS CCA Collection Account

can you supply a screen shot?  EOS CCA is pretty easy to deal with!!! 

Message 3 of 9
JayLove88
Member

Re: Help! New Member... EOS CCA Collection Account

I haven't paid them. Every time they have sent me a letter I have attempted to contact them to set up some type of arrangement to pay them but the numbers are always disconnected. The phone number on my credit report takes me to a random company with a different name. When I tried setting up an account on their website with the account number from the letter it says cannot find account. So I pretty much just gave up.

 

A screenshot a letter from them? Or the collection account on my credit report?

Message 4 of 9
guiness56
Epic Contributor

Re: Help! New Member... EOS CCA Collection Account

Message 5 of 9
rckstrscott
Valued Contributor

Re: Help! New Member... EOS CCA Collection Account

Jay

 

I sent you a PM with some steps on handling EOS CCA

 

-scott

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
Message 6 of 9
Shogun
Moderator Emeritus

Re: Help! New Member... EOS CCA Collection Account


@rckstrscott wrote:

Jay

 

I sent you a PM with some steps on handling EOS CCA

 

-scott


Scott is the unofficial EOS CCA guru.   Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 7 of 9
from500to700
Regular Contributor

Re: Help! New Member... EOS CCA Collection Account

 rckstrscott, can you please PM me the steps to handle EOS CCA , thank you 


Started :
05/05/2013 EX :525,TU:542,EQ:535
09/30/2014 EX :655,TU:669,EQ:664
In Garden Since 03/16/2013
Will not Apply till 03/31/2015
Message 8 of 9
rckstrscott
Valued Contributor

Re: Help! New Member... EOS CCA Collection Account


@Shogun wrote:

@rckstrscott wrote:

Jay

 

I sent you a PM with some steps on handling EOS CCA

 

-scott


Scott is the unofficial EOS CCA guru.   Smiley Happy


It kinda sucks becoming a guru on a collection company, means you had to deal with the same pain and nonsense everyone else has.. but I am glad to pass on the information.. haha

 

-scott

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
Message 9 of 9
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