Established Member
Posts: 11
Registered: ‎09-08-2009

Help! Paid Car Loan on CR with lots of lates.....GW??????

Rebuilding CR and need advice on what to do for

a Car Loan on my CR with 7 lates, 4 of them are 60 days.



The loan was opened in 1999 and paid in full as of 2005.

The loan on my CR shows a $0 balance but all these lates.


What is the best way to contact the creditor to get

the lates removed or account adjusted to positive

status? Is a GW letter my best option? Also, who

does the GW letter get addressed to at the company?

The President? Upper management?


Thanks for all your help!!!!

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