cancel
Showing results for 
Search instead for 
Did you mean: 

Help Please!

Frequent Contributor

Help Please!

I've been reading all weekend yet I am still confused. I just pulled my EQ CR, TU & EX won't show online for me, and I have an account in collections, I'm able to pay, but what are my first steps? Send a DV or PIF saying I willing to pay in return have them remove the remark from my report. Any help is appreciated. Thanks

Started from the bottom, now I'm here: 4/20/15: EX-674 TU 704 EQ-677
TU-Clean...EQ & EX-1 Paid Collections & 1 Judgement
T minus 4 months until Operation EE!!
Goal: 750 Across the board! AMEX Approved! Living in the Garden
3 REPLIES
Moderator Emeritus

Re: Help Please!

It's an either or.  You could send a DV to have them verify, if they will, or you could just send them a PFD.  

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Frequent Contributor

Re: Help Please!

Ok Thank you very much for your help Shogun.

Started from the bottom, now I'm here: 4/20/15: EX-674 TU 704 EQ-677
TU-Clean...EQ & EX-1 Paid Collections & 1 Judgement
T minus 4 months until Operation EE!!
Goal: 750 Across the board! AMEX Approved! Living in the Garden
Highlighted
Moderator Emeritus

Re: Help Please!

Sure thing.  Now if you want to take your time, etc.  you could send a DV, see what they send back.  If it's small and you just want it gone, send the PFD.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.