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Contributor
PrettyGyrl
Posts: 115
Registered: ‎01-19-2013

Help Please!

I've been reading all weekend yet I am still confused. I just pulled my EQ CR, TU & EX won't show online for me, and I have an account in collections, I'm able to pay, but what are my first steps? Send a DV or PIF saying I willing to pay in return have them remove the remark from my report. Any help is appreciated. Thanks

BofA $3k/QuickSilver1 $2k/Barclaycard Apple $1700/Barclaycard MC $1650/GoodYear $1k/Macy's $600/Torrid $500/Angel $500/Avenue $500/US Bank $300/CAP1 Sec. $300
Moderator
Shogun
Posts: 12,884
Registered: ‎04-15-2011

Re: Help Please!

It's an either or.  You could send a DV to have them verify, if they will, or you could just send them a PFD.  


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Contributor
PrettyGyrl
Posts: 115
Registered: ‎01-19-2013

Re: Help Please!

Ok Thank you very much for your help Shogun.

BofA $3k/QuickSilver1 $2k/Barclaycard Apple $1700/Barclaycard MC $1650/GoodYear $1k/Macy's $600/Torrid $500/Angel $500/Avenue $500/US Bank $300/CAP1 Sec. $300
Moderator
Shogun
Posts: 12,884
Registered: ‎04-15-2011

Re: Help Please!

Sure thing.  Now if you want to take your time, etc.  you could send a DV, see what they send back.  If it's small and you just want it gone, send the PFD.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

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