mymoneynow wrote:Newbie here! Any help is greatly appreciated!I had MBNA acct that went into collection back in 2003 due to accident and not being able to work.MBNA would not work with me, so it went to collection with Mann Bracken. They were such nasty people. I was able to refinance my home at a high rate-10.3% to pay them in FULL.Now my credit report is showing the account with Bank of America, which I just found out bought out MBNA, as Unpaid, balance reported as a loss by credit grantor- Past Due $0Credit limit was $10,000. With late fees and overlimit fees, I paid Mann Bracken $13,531.62 on 10/29/04.I know nothing at that time about PFD. The closing attorney of course did not advise me of anything!What if anything can I do now?
Message Edited by mymoneynow on 05-08-2008 04:02 AM