Hello ya'll. Trying to clean up my mom's report so she can get a new car!
She has two payday advances on her report...each for $315.
I just "settled" one of them for $200. They said that they are going to update the credit bureau as "paid" and "not in collections."
But they said if I pay the whole $315---they will take the whole thing off my credit report.
I'm assuming the latter is true---but is it even possible??? Help!! PS, can I negotioate with these people?? Them seem nice!
Chase Slate- 33K |AmEx Clear Card-2K | AmEx BCE-2K | Chase Freedom-1.3K | BoA Travel Rewards Visa-10K | BoA Accelerated Rewards AmEx-20K | Citibank Dividend Visa-2.1K | U.S. Bank-600 | Macy's Store Card-1.8K| Barclays MC-2.5K| Discover IT-17K | Chase CSP-1K | Banana Republic Visa-10K | BoA Better Balance Rewards MC-2.5K | Chevron Visa- 1.5K | EBay MC- 2.5K | Citi Diamond Preferred-2K | Citi American Airlines MC- 6.3K | Discover IT Chrome-2.5K| BoA Susan G. Komen MC-8.5K
TOTAL LINES: 20 |TOTAL UNSECURED CREDIT: $125,100
"When you're fresh meat you kill... and give them something fresher" (Frank Underwood)
