Rebuilding Your Credit

[knightlynews]

What do you write in the GW letters? Does anyone have success with calling the companies and requesting? Or, is writing better?

[guiness56]

---

DonJ0322 wrote:

So even though some the original creditors settled up or sold off the accounts, at this point the basic GW letter is all I can do?

Also, is it the standard procedure for GW letters to simply mail them to the account shown on the credit report?

Thanks

---

Settled is paid.  If they sold the accounts and you paid the CA you can still ask for a GW because even though they sold the debt their TL is still reporting.  And the debt was paid to the CA.

Yes, mail to the address on your CR.

[guiness56]

---

knightlynews wrote:
What do you write in the GW letters? Does anyone have success with calling the companies and requesting? Or, is writing better?

---

You can.  Yes, there has been success by calling.

[Melanie220]

I am dealing with creditor collections bureau now. Did you pay those accounts in full? If so I have a direct contact there that I can give you the contact info for.

[Melanie220]

Escallate should also be easy to remove have been dealing with them a whole lot too. Have you called them and ask them to remove the accounts? They are really very easy to deal with? You must be pretty close to me we have the same collections accounts lol