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Help With Cleaning Up Credit Reports, Old Collection Records, Some Charge Offs

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Contributor

Re: Help With Cleaning Up Credit Reports, Old Collection Records, Some Charge Offs

What do you write in the GW letters? Does anyone have success with calling the companies and requesting? Or, is writing better?

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Message 11 of 15
Epic Contributor

Re: Help With Cleaning Up Credit Reports, Old Collection Records, Some Charge Offs


DonJ0322 wrote:

So even though some the original creditors settled up or sold off the accounts, at this point the basic GW letter is all I can do?

 

Also, is it the standard procedure for GW letters to simply mail them to the account shown on the credit report?


Thanks


Settled is paid.  If they sold the accounts and you paid the CA you can still ask for a GW because even though they sold the debt their TL is still reporting.  And the debt was paid to the CA.

 

Yes, mail to the address on your CR.

Message 12 of 15
Epic Contributor

Re: Help With Cleaning Up Credit Reports, Old Collection Records, Some Charge Offs


knightlynews wrote:
What do you write in the GW letters? Does anyone have success with calling the companies and requesting? Or, is writing better?

You can.  Yes, there has been success by calling.

Message 13 of 15
Frequent Contributor

Re: Help With Cleaning Up Credit Reports, Old Collection Records, Some Charge Offs

I am dealing with creditor collections bureau now. Did you pay those accounts in full? If so I have a direct contact there that I can give you the contact info for.
Message 14 of 15
Frequent Contributor

Re: Help With Cleaning Up Credit Reports, Old Collection Records, Some Charge Offs

Escallate should also be easy to remove have been dealing with them a whole lot too. Have you called them and ask them to remove the accounts? They are really very easy to deal with? You must be pretty close to me we have the same collections accounts lol
Message 15 of 15