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Hello Everyone,
I want to get some things off of my credit report, can you guys be on some assistance?
Heres the scenario
Asset Acceptance (for an old Wachovia Card with a date of first deliquency as 11/2006) is due to be removed from my report on 8/2013 and they are currently reporting.
Here is was it looks like on:
EXPERIAN
ASSET ACCEPTANCE |
Address: | Account Number: | Original Creditor: | ||||||||||||
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TRANSUNION- ASSET ACCEPTANCE LLC XXX PO BOX 1630
(800) 545-9931 Balance: XXX Date Updated: 07/08/2012 Original Amount: XXX Original Creditor: WACHOVIA CARD SERVICES (Retail) Past Due: >XXX Pay Status: >In Collection< Account Type: Open Account Responsibility: Individual Account Loan Type: FACTORING COMPANY ACCOUNT Date Placed for Collection: 12/31/2009 Remarks: >PLACED FOR COLLECTION< Estimated month and year that this item will be removed: 10/2013
EQUIFAX LOOKS THE SAME, JUST SAYS" CONSUMER DISPUTES"
What is the next step? I apologize for my ignorance in this subject but when i research it, it seems that all the explanations are really advanced with abbreviations and the like. I can not seem to find a step by step help guide.
PLEASE RESPOND Thanks |
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bump
Update
I noticed they are reporting a year later dofd than the OC did before it was removed from my report. I resubmitted the dispute on that basis
Idisputed thru CRA, dropped off for a while, then popped back up...good luck