Reply
Valued Member
Posts: 76
Registered: ‎01-26-2009
0

Help-can someone please tell me if a CC can be reporting as Opened AND Closed??

Hello everyone. Looking for some insight here. I have a Equifax report pulled on the 23rd of this month. I just now noticed that Chase is reporting a CC in both opened accounts and closed accounts. I double checked account numbers and its the same. Can they do this?? The CC is active and in good standing  except for a 30 day late in Aug of 2006. From the looks of it Chase is reporting to Experian that it is open and current under " closed accounts" and open and current under "opened accounts". Any thoughts?

All those in favor of a super credit score say" ME!"
Epic Contributor
Posts: 20,607
Registered: ‎03-19-2007
0

Re: Help-can someone please tell me if a CC can be reporting as Opened AND Closed??

Call Chase.  It is either open or closed.

 

Valued Member
Posts: 76
Registered: ‎01-26-2009
0

Re: Help-can someone please tell me if a CC can be reporting as Opened AND Closed??

I use the card reguarly- used it the other day in fact. Im just wondering if this is something they are allowed to do or if I can send them a letter asking them to stop reporting it as closed because as I said I use the card all the time(keeping balance low of course) :smileyhappy:

All those in favor of a super credit score say" ME!"
Valued Member
Posts: 76
Registered: ‎01-26-2009
0

Re: Help-can someone please tell me if a CC can be reporting as Opened AND Closed??

I sent Chase a message through my message center on Chase.com regarding this. Someone wrote back and said they are fowarding the message to another department and should hear something within a day. Lets see what they have to say ;0

All those in favor of a super credit score say" ME!"
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.