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@juniornj23 wrote:
I have work my credit report as hard as possible thanks to all of you.
I used to have like 5 collection 2x 30 days 1x 60 days late and really bad cc
Today I just checked my report and I still have 1 30 days and only one collection any advice how to deal with it
Macys collection 550
HSBC 30 days late from January 2014Highly unlikely
Any help will be thankful
I did send PFD to macys never got a response instead I got a collection latter from Northland
Its highly unlikely Macys will grant a PFD, I would settle it with the CA prior to their entry being added to your CR as well. I would then switch to GW letters to Macys and I would continue GW letters to HSBC until you get what you are after. 1 a month to the EO is good.