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Help help 2 badly

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juniornj23
Established Contributor

Help help 2 badly

I have work my credit report as hard as possible thanks to all of you.
I used to have like 5 collection 2x 30 days 1x 60 days late and really bad cc

Today I just checked my report and I still have 1 30 days and only one collection any advice how to deal with it

Macys collection 550
HSBC 30 days late from January 2014
Any help will be thankful

I did send PFD to macys never got a response instead I got a collection latter from Northland
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Help help 2 badly

Send the pfd to northland they are handling the account now.
Message 2 of 5
gdale6
Moderator Emeritus

Re: Help help 2 badly


@juniornj23 wrote:
I have work my credit report as hard as possible thanks to all of you.
I used to have like 5 collection 2x 30 days 1x 60 days late and really bad cc

Today I just checked my report and I still have 1 30 days and only one collection any advice how to deal with it

Macys collection 550
HSBC 30 days late from January 2014Highly unlikely
Any help will be thankful

I did send PFD to macys never got a response instead I got a collection latter from Northland

Its highly unlikely Macys will grant a PFD, I would settle it with the CA prior to their entry being added to your CR as well. I would then switch to GW letters to Macys and I would continue GW letters to HSBC until you get what you are after. 1 a month to the EO is good.

Message 3 of 5
juniornj23
Established Contributor

Re: Help help 2 badly

Any one has the EO from hsbc
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 4 of 5
Anonymous
Not applicable

Re: Help help 2 badly

 
Message 5 of 5
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