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No, it is factored in because there is a balance not because it is open. Open or closed it would be factored if not paid.
Is this a collection or an OC account?
Normally, only revolving is factored into your utilization.
I don't think it should be considered revolving, especially if the other 2 don't factor it in.
I would call TU and just ask them without opening a dispute.
Did you pull it directly from the CRA? It could be a formatting issue with myFICO. It is hard to say.
CK doesn't factor in closed accounts at all.
Yes, I pulled it straight from Transunuion and it has my utilization reporting correctly. I didn't realize that credit karma didn't factor in closed accounts. I guess I should contact my FICO. Thanks for your responses.