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Has anyone had any success dealing with GAP and Kohl's? I have some lates reported and a closed account (from GAP). Really they are in the amount of $20~$50, and are completely due to my negligence after moving. They are about 2 years old and paid in full. My questions are:
1) How easy it is to deal with are those 2? how likely to get the report removed?
2) Where do I find out what department to address the GW letter to?
ficohurts wrote:2) Where do I find out what department to address the GW letter to?
I can't comment on those OCs, but in the past I would address all my GW letters to the same address listed on my CR. I've never sent any GW to a specific department or person (other than the CEO/Pres., etc.).
I can't speak to GAP - but personally have not had any luck with Kohls. I GW'd to the contact address on my CRA - I got a letter back saying we are required to report accurately, blah blah. The late is valid, too bad, I hope you have better luck.
I decided to let my late just drop off as it will later this year.
good luck