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Hi Luciwebster and Welcome to the forums,
This is an old thread and things have changed from 11mos ago.
If you want to how about the HIPPA process, would suggest to google it or check out a web site called whychat.com.
I would start another post, or i will try to ask a mod to split your post off this tread for you.
When you post this question. Try to let us know:
Who is reporting on your CR? a collection agency (CA) or the (OC) original creditor
And who did you pay? the OC or a CA
Do you know the Date of Service?.....The date you had this medical service
Or the Date of removal from your CR's?