08-07-2009 10:22 AM
08-07-2009 10:30 AM
As long as it's within the CRTP, they can report, and begin reporting for the first time long after you pay them off.
Generally, it's recommended that when you pay off something that is not reporting, you negotiate payment in exchange for them agreeing not to report. Or a Pay For Not Reporting (PFNR).
Now that you are where you are, you can write GW letters asking them to remove. Wish I had better news for you!