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Hey Guys,
Just need some help on the steps to take here. I have one open collection from Ford Credit that was charged off and sold to Cavalry. This is from a lease in 2005, went delinquent in 2007 (CR says "date of last payment" 10/2007), and I am in Ca so I should be outside of the SOL. I just need help on the steps to take and if someone has a really good letter, that would be awesome as well. Do I DV the credit bureaus or the the CA ? How do I do it online, by mail etc? Can I pay for delete from the CA even though they are not the OC? Thanks in advance!
You send a DV to the CA CMRRR. If they validate, then send them a PFD. The PFD will only take care of the CA TL. You would have to GW the OC for that TL removal.
Thank you! Do you know of I good DV I could use?
Plain and simple. I found this account _________on my CR. Please validate per FDCPA 809.
Unless you are in TX then you can use the TX Finance Code.