cancel
Showing results for 
Search instead for 
Did you mean: 

Help w removing collection Ford Credit / Cavalry Portfolio Collection

tag
CreditCowboy
Established Member

Help w removing collection Ford Credit / Cavalry Portfolio Collection

Hey Guys,

 

Just need some help on the steps to take here. I have one open collection from Ford Credit that was charged off and sold to Cavalry. This is from a lease in 2005, went delinquent in 2007 (CR says "date of last payment" 10/2007), and I am in Ca so I should be outside of the SOL. I just need help on the steps to take and if someone has a really good letter, that would be awesome as well. Do I DV the credit bureaus or the the CA ? How do I do it online, by mail etc? Can I pay for delete from the CA even though they are not the OC? Thanks in advance!


Starting Score: 634
Current Score: 642
Goal Score: 700


Take the myFICO Fitness Challenge

Message 1 of 4
3 REPLIES 3
guiness56
Epic Contributor

Re: Help w removing collection Ford Credit / Cavalry Portfolio Collection

You send a DV to the CA CMRRR.  If they validate, then send them a PFD.  The PFD will only take care of the CA TL.  You would have to GW the OC for that TL removal.

Message 2 of 4
CreditCowboy
Established Member

Re: Help w removing collection Ford Credit / Cavalry Portfolio Collection

Thank you! Do you know of I good DV I could use?


Starting Score: 634
Current Score: 642
Goal Score: 700


Take the myFICO Fitness Challenge

Message 3 of 4
guiness56
Epic Contributor

Re: Help w removing collection Ford Credit / Cavalry Portfolio Collection

Plain and simple.              I found this account _________on my CR.  Please validate per FDCPA 809.

 

Unless you are in TX then you can use the TX Finance Code.

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.