Help with AFNI please

[Anonymous]

I am desperately trying to do a PFD with AFNI - they have validaded the debt, I've sent two letters and about five emails with not luck. I have googled AFNI on this board and am hoping someone who's had success can pm me with a helpful contact? Thanks so much.

[pizzadude]

AFNI is one of the best CAs when it comes to deleting paid collections.   If you do end up paying there is a good chance that they will delete it.

[Anonymous]

Thanks pizzadude, that's what I've read. I don't think I can afford to pay, because of the potential score drop, unless I get some assurance. Just sent an other email : )

[Anonymous]

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@pizzadude wrote:

AFNI is one of the best CAs when it comes to deleting paid collections.   If you do end up paying there is a good chance that they will delete it.

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I've heard the polar opposite here, they do not do PFD.

OP, the best contact is the email address listed on their site - <RecoveryTeam@afni.com>;

They did remove a paid TL for me this month, it was set to fall off in Aug.

[pizzadude]

Yeah, I don't think that they typically will do PFDs.

My experience is what I posted ~ they will usually delete paid collections.

[proudnavymom]

I tried to get Afni to agree to a PFD on a T-Mobile account that had a balance of $638.  They offered a settlement of $50, but wouldn't agree to a PFD.  Everything I got said they would update it as paid and settled, but they do not exchange payments for deletion.  I paid it on 12/27/11 and when I checked my TU report last night, it was gone.  I have not checked EQ and EX yet, but am hoping it is gone from there too.