Established Member
Posts: 15
Registered: ‎07-10-2009

Help with CREDIT SCORES!! I am LOST.

I pulled my recent scores today with credit keeper, myfico, Experian and transunion


Credit keeper Scores                Myfico

Experian- 626                          Experian- Unknown                             

Equifax - 634                           Equifax - 641

Transunion- 649                       Transunion- Unknown


Since myfico was not able to show with any scores for Experian and TransUnion I pulled them out for their site.

Experian (CreditExpert) - 583   and Transunion (truecredit) – 560


So which one is correct?? This is a real pain in the butt.

Senior Contributor
Posts: 4,243
Registered: ‎05-01-2008

Re: Help with CREDIT SCORES!! I am LOST.

Greetings Marcos!!!  Your FICO scores are the only ones that matter.  Why is it that you couldn't get TU here???


Just a note....don't ever bother purchasing a score from their website (except Equifax, which IS a real FICO) The TU & EX sites sell FAKO's.  


No lender ever uses them for anything...ever.

Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

Established Member
Posts: 15
Registered: ‎07-10-2009

Re: Help with CREDIT SCORES!! I am LOST.

myfico said that tu had to have a least 6 months of reporting. and i have one accounts that are not reporting to tu and that other one is about 4months old.


So what is not with creditkeep are they close to myfico?

Posts: 22,406
Registered: ‎01-17-2008

Re: Help with CREDIT SCORES!! I am LOST.

Do not even try to compare FAKOs to FICOs.  There is no comparison and not worth the time, effort and headache trying to figure it out.


If you do not have a TU score it means some of your TL are not being reported to them.

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