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Help with CREDIT SCORES!! I am LOST.

Established Member

Help with CREDIT SCORES!! I am LOST.

I pulled my recent scores today with credit keeper, myfico, Experian and transunion

 

Credit keeper Scores                Myfico

Experian- 626                          Experian- Unknown                             

Equifax - 634                           Equifax - 641

Transunion- 649                       Transunion- Unknown

 

Since myfico was not able to show with any scores for Experian and TransUnion I pulled them out for their site.

Experian (CreditExpert) - 583   and Transunion (truecredit) – 560

 

So which one is correct?? This is a real pain in the butt.

  
Message 1 of 4
3 REPLIES
Senior Contributor

Re: Help with CREDIT SCORES!! I am LOST.

Greetings Marcos!!!  Your FICO scores are the only ones that matter.  Why is it that you couldn't get TU here???

 

Just a note....don't ever bother purchasing a score from their website (except Equifax, which IS a real FICO) The TU & EX sites sell FAKO's.  

 

No lender ever uses them for anything...ever.



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15

Message 2 of 4
Established Member

Re: Help with CREDIT SCORES!! I am LOST.

myfico said that tu had to have a least 6 months of reporting. and i have one accounts that are not reporting to tu and that other one is about 4months old.

 

So what is not with creditkeep are they close to myfico?

Message 3 of 4
Epic Contributor

Re: Help with CREDIT SCORES!! I am LOST.

Do not even try to compare FAKOs to FICOs.  There is no comparison and not worth the time, effort and headache trying to figure it out.

 

If you do not have a TU score it means some of your TL are not being reported to them.

Message 4 of 4