Rebuilding Your Credit

[marcosmuniz71]

I pulled my recent scores today with credit keeper, myfico, Experian and transunion

 

Credit keeper Scores                Myfico

Experian- 626                          Experian- Unknown                             

Equifax - 634                           Equifax - 641

Transunion- 649                       Transunion- Unknown

 

Since myfico was not able to show with any scores for Experian and TransUnion I pulled them out for their site.

Experian (CreditExpert) - 583   and Transunion (truecredit) – 560

 

So which one is correct?? This is a real pain in the butt.

  

[BungalowMo]

Greetings Marcos!!!  Your FICO scores are the only ones that matter.  Why is it that you couldn't get TU here???

Just a note....don't ever bother purchasing a score from their website (except Equifax, which IS a real FICO) The TU & EX sites sell FAKO's.  

No lender ever uses them for anything...ever.

[marcosmuniz71]

myfico said that tu had to have a least 6 months of reporting. and i have one accounts that are not reporting to tu and that other one is about 4months old.

So what is not with creditkeep are they close to myfico?

[guiness56]

Do not even try to compare FAKOs to FICOs.  There is no comparison and not worth the time, effort and headache trying to figure it out.

If you do not have a TU score it means some of your TL are not being reported to them.