08-07-2009 05:01 AM
I pulled my recent scores today with credit keeper, myfico, Experian and transunion
Credit keeper Scores Myfico
Experian- 626 Experian- Unknown
Equifax - 634 Equifax - 641
Transunion- 649 Transunion- Unknown
Since myfico was not able to show with any scores for Experian and TransUnion I pulled them out for their site.
Experian (CreditExpert) - 583 and Transunion (truecredit) – 560
So which one is correct?? This is a real pain in the butt.
08-07-2009 05:10 AM
Greetings Marcos!!! Your FICO scores are the only ones that matter. Why is it that you couldn't get TU here???
Just a note....don't ever bother purchasing a score from their website (except Equifax, which IS a real FICO) The TU & EX sites sell FAKO's.
No lender ever uses them for anything...ever.
08-07-2009 05:25 AM
myfico said that tu had to have a least 6 months of reporting. and i have one accounts that are not reporting to tu and that other one is about 4months old.
So what is not with creditkeep are they close to myfico?
08-07-2009 05:28 AM
Do not even try to compare FAKOs to FICOs. There is no comparison and not worth the time, effort and headache trying to figure it out.
If you do not have a TU score it means some of your TL are not being reported to them.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO