04-18-2009 05:10 PM
I have been successful having several negatives as well as inquiries removed from my credit report.
The problem is: I received my investigation results from equifax stating what was deleted and what was remaining. Deleted items include a couple bogus addresses, judgement, 2 collections and 9 inquiries.
Now I just received my newest report from equifax and the bogus addresses are back on there.
What is going on here? it is very frustrating and... considering the number of negatives removed, I am pretty confident that my score should have changed alittle. no alert for a score changes
any suggestions? should I call them, again... Anyone else having these problems?
04-18-2009 05:15 PM
04-18-2009 05:18 PM
Yes I do have some other negatives. As for the addresses, I received notification from equifax that the addresses had been removed. Now they are listed on my most recent report under previous addresses.
I don't know what to do here. Any suggestions.
04-18-2009 05:23 PM
If you still have other negatives, that could be why you did not see a score increase. It may also have not updated yet.
As for the addresses, I would send them a letter stating these are not yours and have never been yours, to please remove them.
If they come back and say they can't because a creditor is reporting them, you need to find out who.
04-18-2009 05:40 PM
thanks. I was told here that the score updates immediately after changes made.
I have one more score power that I can pull before being charged again. I am very curious to see if
my score has changed. I will be very disappointed if it hasn't. How long should I wait before pulling my new score? the suspense is killing me.
I will contact them monday regarding the addresses. Hopefully I can get that aspect of all of this resolved.
thanks for your help. I really appreciate it.
04-18-2009 07:32 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.