Rebuilding Your Credit

[John060675]

Dear forum members,

I have had no luck with the following companies with the numerous GW letters I have sent.

1.  Wells Fargo CC - have an open secured CC account with them with one 30 day late from 2 years ago. 

2.  U.S. Airways CC - current open cc account with one 30 day late from 2 years ago (this is Barclays bank). 

3.  Target CC - closed and charged off cc account that I have paid in full.

4.  Hooters CC - closed and charged off cc account that I have paid in full.

These 4 companies keep sending me the same response of "information is reporting correctly and they are required to report accurate information."

Has anyone had any luck with these 4?  If so, please PM me with the information and how you had success.  Thank you.

[John060675]

Bump

[inthematrix]

Keep sending out letters. You just need to get it in the hands of the right person, and that will take trial and error. Use one of the online services that list contact information for management & executives and pick out a different one to write each month. You never know when you'll get lucky.

[John060675]

Just wanted to give a quick update.  Just had success with Wells Fargo after sending at least 60 GW letters to them.  In fact, I sent so many that I received a letter a couple months ago that stated that they would not respond to any more of my letters.

Well, they gave up first!  They agreed to remove the baddie from my account.  For those who are having the same issue with them, do not give up!  Here is the address that proved successful.

Wells Fargo Card Services

P.O. Box 14517

Des Moines, IA  50306-3517

I did not address the letter to anyone in particular, just to "Dear Sir or Madam".

Armed with the success and euphoria I have sent out another volley of GW letters to the three I still cannot crack (Hooters, US Airways, and Target)

[Booner72]

Congrats!  I just did a round of two GW letters today.  I have a bunch of medical collections that are all paid being reported by local collection agencies.  I've had no luck so far and thought I'd just give up, but decided to take your attitude.  Kill em w/ kindness!