@Anonymous wrote:hello everyone this is my first post, i need help with the only negative item left on my report.
ITEM NAME: UNION COUNTY COURTS SPECIAL CIVIL
ON RECORD UNTIL: JUL 2019
CLAIM AMOUNT:$870
STATUS:CIVIL CLAIM JUDGMENT
DATE FILLED:07/2012
I need help getting this off my report, i dont want to just get a warrant of satisfaction, i would like to negotiate and have it removed. i need help with letters and such.
thanks in advance
Welcome to myFico 
In order for it to be removed from our report it would need to be vacated once its been paid. In some states you can file this motion yourself, in others it cannot be done at all or the plantiff has to file it for you. This is what I would be negotiating for from the judgment creditor.
