Hello,
I am new to the forum, but have been reading the information posted for several weeks, now, and decided to ask my first question. I am justing starting out on this journey of credit repair. I am in the process of disputing several medical collections that are appearing on my credit report. Experian has already deleted several, however, they are not fisnished with the entire dispute process. It seems that I am going to have the most problem with Equifax, some of the medical collections are reporting paid, but Equifax told me that they will not delete the debt from my report even if it is showing paid, and that I needed to contact the collection agency myself, and do a debt validation letter, is this the right step? I sent in documentation showing that the accounts were paid, but was told that I will still need to contact CA? any advice would be helpful, and would the HIPAA suggestion work in these cases?
Experian 640 ?
Transunion 642 ?
Equifax 611 ?
Goal 720
