Hey guys just looking for a little advice from the credit gurus out there...
A little background
Been actively rebuilding for about a year now. Currently only have a cap 1 secured card that was changed to unsecured with a 550 CL. Have it at 1% utilization. Also just recently have had a successful pfd with both Ad Astra and Plaza services from old payday loans. After deletion i saw about a 50-60 point jump. Credit karma shows me at 714 TU 713 EQ. Only other history is a paid off auto loan thru cap1 that was completed in 2015.
My question is what would the best CC to go with next? Also will be looking to get a new car in the near future... what will the credit drop I can expect to see from a new app... and how long before I see an increase for proper usage from the new card. Thanks for any advice you can give.
