01-19-2012 07:44 PM
Does anyone know how to get credit inquiries off credit reports?? TU and EQ only show 2 so I'm ok with those but EX shows 7 all the credit inquiries are legit but it just looks like I was asking for credit everywhere and has affected my score by like 20 points.
By the way all the credit inquiries were due to trying to refinance so I went to a couple banks & car dealers.
01-19-2012 08:00 PM
01-19-2012 08:06 PM
I purchased my scores from freecreditreport.com, my EX score was 593 and now its 580 so it went down 13 points, EQ shows my score at 623 and TU has it at 505
01-19-2012 08:11 PM
01-19-2012 08:20 PM
Oh ok then i'll shift my focus to remove some baddies! thanks
01-19-2012 08:28 PM
01-19-2012 08:48 PM
01-20-2012 01:23 AM
ok, so apart from myfico.com do you by any chance have a list of those sites?
there is a new site that gives you all three reports but its still in beta testing its www.mycreditplan.org more info can be found under credit in the news section on the myfico fourms. on the plus side credit inq only affect your score for 12 months.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO