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I agree, there is no harm in doing this. Take a little bit of time and you might be surprised. Especially if these accounts have been current for quite some time and in good standing. Best of luck!
I am in the process of writing a ton of goodwills! Even though its not easy & a lot of companies just say they are required to report accurate information..its worth a try & also to keep trying & trying even after you get a no. I've tried asking over the phone for Cap1 and lady said no, I will write a letter to them as well as a bunch of others! Just don't give up & good luck!
I've done both and even with sending an email, I got a return call and they ended up saying no! :/ That was with Bank of America. I would definitely still be persistent and keep trying though either way.
Hmm that would be good to try..I just got a new account with them, the other one was charged off with multiple 30 day 60 and 90 day lates. I wonder if they would give me a chance if i stated i didnt want to repeat the same mistakes and to be 100% in the safe zone if they could set up automatic payments & delete those old ones on the old account. It sounds too good to be true but It's definitely worth a shot.