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Anonymous
Not applicable

Re: Help

Quick question, is the Discover free Ex free Fico score card a true FICO score or is it a FAKO score as well?

Message 11 of 14
Anonymous
Not applicable

Re: Help


@Anonymous wrote:

Quick question, is the Discover free Ex free Fico score card a true FICO score or is it a FAKO score as well?


For Discover it's not Experian, it's TransUnion: 

 

  • Your FICO® Credit Score is based on your TransUnion credit report using the FICO® Score 8.

For CapitalOne CreditWise it's also Transunion:

 

  • Your new CreditWise score is calculated using the VantageScore 3.0 model.

For USAA it's Experian:

 

  • Calculated on the VantageScore 3.0 model.

For Mint it is Equifax:

 

  • The credit score provided uses the Equifax Credit Score, which is a proprietary credit model developed by Equifax.

 

Message 12 of 14
darwin_wins
Established Contributor

Re: Help

Discover does provide a free FICO EX score even to non-members. I think the site address is creditcardscore.com or something like that. And yes that is true FICO and not FAKO
Message 13 of 14
Anonymous
Not applicable

Re: Help


@darwin_wins wrote:
Discover does provide a free FICO EX score even to non-members. I think the site address is creditcardscore.com or something like that. And yes that is true FICO and not FAKO

That is correct, it's a free fico Exp score (no discover card needed) , it's creditscorecard.com

Message 14 of 14
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