Help!

[MissyMissy]

So almost 7 years ago I had an account go to collections. It reported only to efx and exp. Now just the other day it reported to transunion, is that legal!? if not, how do i fight it? if so, how do i kill myself lol jk I was really looking forward to this being out of my life for good.

please help!

[from500to700]

Is it leagal ,if the DOFD is less than 7 years then yes it is legal.
Hiw to fight it either wait for the 7 years mark and it will fall ot PFD

[MissyMissy]

The date of the first default was like a month from now 7 years ago so its going to fall off the other bureaus.

[gdale6]

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@MissyMissy wrote:

So almost 7 years ago I had an account go to collections. It reported only to efx and exp. Now just the other day it reported to transunion, is that legal!? if not, how do i fight it? if so, how do i kill myself lol jk I was really looking forward to this being out of my life for good.

please help!

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If its less than 7.5 yrs since the DOFD yes its legal. If these are within 6 months of being excluded call or write the CRAs and ask they be removed early.