Hey guys, I'm gonna copy and paste the following and post it in mulitiple sections throughout this board for more exposure, so if you happen to be reading this again I promise I am not spamming.
I have a few goals, but intentions too.
My goal is to have purchasing power, to take advantage of promotional offers with stores, and a home for my family. I intend on addressing each debt, but I'd like to see the difference between settling and paying in full looks to the lendor/bank. Also, I would enjoy hearing ANY tips on how to cut corners. For example, if I can settle can I settle to delete? Would a secured credit card be any good or should I Just focus on the debt for now.
I did hear about being added to a family memebers credit line as an additional user, any info on that? here is my report and what I'm looking at. I work part time and go to schoo full time to be a nurse.
Total income needed to keep bills paid is 1100. I'm willing to pay up to $250 a month towards debts.
Centrcredserv
med1 02 emcare rti level 4
$249
7/10/14 opened
1/10/15 reported
Sarma collections
08 kleberg national bank
$341
/6/05/2012
1/2/2015
commonwealth fin s
med1 sparkling sea emergnecy physc
$364
10/7/2014
11/8/2014
phnx finan
med1 02 sparkling sea emergency phsyc
$654
09/25/2014
12/03/2014
porfessional debt mediation
09 candlewood
$1188
04/25/2014
1/12/2015
portfolio recovery
$801 capital one bank usa
08/15/2014
01/08/2015
GE Capital retail bank
$1,168
11/20/2012
01/08/2015
