Here is the Verdict..(Navient Update)

[creditstalker]

I checked my experian report today,  and all Navient accounts are in good standing and 2011 late payments were removed.  My credit score didn't increase on my experian report, unless it is too soon to determine.

I'm still glad that the late payments were removed,  and now it is time to start working on the other late payments with different creditors. . Just wanted to give you all an update.

I'm still waiting on the Transunion and Equifax to update.  

[Anonymous]

Congrats!  I recently had a bunch of lates removed by Navient as well. 

[BallBounces]

That is good news.  I hope I get the same response from Navient on my recent request.   Did you work with the advocate office?

[creditstalker]

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@BallBounces wrote:

That is good news.  I hope I get the same response from Navient on my recent request.   Did you work with the advocate office?

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I work with both customer service and office of the advocate.....when I don't the response I want to hear from one I contact the other....

[seruby]

Congrats!  How'd you manage that?  I have 1 90 day late from 2012 that I'd like to get removed - it's the only late on the account since it was opened in 2001.   I haven't tried contacting Navient yet, but I contacted when it was handled by Sallie Mae and they wouldn't remove it.

[creditstalker]

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@seruby wrote:

Congrats!  How'd you manage that?  I have 1 90 day late from 2012 that I'd like to get removed - it's the only late on the account since it was opened in 2001.   I haven't tried contacting Navient yet, but I contacted when it was handled by Sallie Mae and they wouldn't remove it.

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It was their error, because I was in school the time that they reported me late.   I had a total of 9 student loans that had 120 and 150 day late payments....all have been removed,  but didn't get the much of an increase. 

[creditstalker]

These are the only accounts with late payments remaining:

8/2013	$0	Current account/was 30 days past due date
6/2013	$0	Current account/was 30 days past due date
5/2013	$0	Paid account/was a charge-off
3/2009	$0	Paid account/was 30 days past due date two or three times
2/2009	$0	Current account/was delinquent 60 days past due date
11/2010	$0	Paid account/was a charge-off
4/2010	$0	Paid account/was delinquent 60 days past due date

[creditstalker]

My positive accounts:

	7/2010	Not Reported	Account paid satisfactorily	No
9007XXXXXXXXXXXXXXXXXXX	8/2007	$6,046	This is an account in good standing	No
9007XXXXXXXXXXXXXXXXXXX	9/2004	$4,262	This is an account in good standing	No
9007XXXXXXXXXXXXXXXXXXX	10/2009	$3,535	This is an account in good standing	No
9007XXXXXXXXXXXXXXXXXXX	8/2007	$3,500	This is an account in good standing	No
9007XXXXXXXXXXXXXXXXXXX	9/2010	$3,128	This is an account in good standing	No
9007XXXXXXXXXXXXXXXXXXX	8/2008	$3,021	This is an account in good standing	No
9007XXXXXXXXXXXXXXXXXXX	9/2004	$2,625	This is an account in good standing	No
9007XXXXXXXXXXXXXXXXXXX	8/2005	$2,028	This is an account in good standing	No
9007XXXXXXXXXXXXXXXXXXX	9/2010	$1,764	This is an account in good standing	No
9007XXXXXXXXXXXXXXXXXXX	8/2008	$1,750	This is an account in good standing	No
9007XXXXXXXXXXXXXXXXXXX	9/2008	$1,504	This is an account in good standing	No
9007XXXXXXXXXXXXXXXXXXX	8/2005	$1,312	This is an account in good standing	No
9000XXXXXXXXXXX	10/2009	Not Reported	Account transferred to another office	No
4374XXXXXX	10/2009	Not Reported	Account transferred to another office	No
9007XXXXXXXXXXXXXXXXXXX	8/2008	Not Reported	Account transferred to another office	No
9007XXXXXXXXXXXXXXXXXXX	9/2008	Not Reported	Account transferred to another office	No
9007XXXXXXXXXXXXXXXXXXX	8/2008	Not Reported	Account transferred to another office	No
2014XXXXXXXXXX	9/2014	$17,830	This is an account in good standing	No
	9/2013	$4,642	This is an account in good standing	No
2014XXXXXXXXXX	5/2014	Not Reported	Account paid satisfactorily	No
4404XXXXXX	2/2011	Not Reported	Account paid satisfactorily	No
4404XXXXXX	3/2011	Not Reported	Account paid satisfactorily	No

[Anonymous]

Guess I'll just keep trying them, then. My husband & I were both given a solid "no" on removing lates by the Office of the Student Advocate last month. Back to Customer Service we go.