This is my first post and well i have a question and a request . my request is any advice anyone gives me now or in the future is appreciated and taken to heart . My Question is what should i apply for next ? Since i was 16 ive been obsessed with trying to get credit but destroyed it at every chance it seemed. For some reason ive finally opened my eyes and heres where i stand
several collections over the years , EXPERIAN 591 EQUIFAX 495 TRANSUNION 597
BestBuy Mastercard 300 CL FINGERHUT 800 CAPITAL ONE SECURED 300 CAPITAL ONE PLATNIUM 300 FIRST PREMIER 200 TIRES PLUS 1200 And I was approved 2 days ago for a Capital One QUICLSILVER 500 Limit , I was shocked !! And if it helps i have an auto loan i just made my 15th payment never late .
First PREMIER is my oldest open account shoud i def keep that open ?
Thanks to anyone who gives their 2 cents i appreciate it in advance 
Thanks 4 the replies . Ive been dependent on google for answers and it just leaves me lost . My utilization is around 34% Ive wondered because i feel like im doing "ok" considering my scores , especially equifax being 100 points lower ?? 
I have several collections average of maybe 5-7 on each . I had a springleaf account default about 6 months ago its a charge off but i took them up on a settlement today . And i just tried Macys and got approved but for 100 only ;/ I also have a total of 9 late payments on my credit , few that will fall off this year , but the latest 3 were between 6-8 months ago.